I finally get my quote almost three weeks after I first submitted my request. Medical payments coverage: Covers medical bills if someone is injured on your propertyĭepending on the company, you may have options to purchase add-on coverages, or endorsements, for water backup, scheduled personal property, service lines and more.Personal liability coverage: Covers medical and legal bills in the event you’re liable for an injury or damage to someone else’s property.Additional living expenses coverage: Covers necessary expenses, like a hotel stay, if your home is temporarily uninhabitable because of a fire or other covered event.Personal property coverage: Covers damage to or theft of personal possessions such as clothing, furniture and electronics.Other structures coverage: Covers damage to structures not attached to the main home, like a detached garage, a shed, a fence or a pool.Dwelling coverage: Covers damage to the physical structure of the home, including the roof and attached structures (like a garage).A typical home insurance policy you find on Policygenius commonly includes these coverages:
Policygenius works with many homeowners insurance companies that provide coverage for physical dwellings, personal property and liability.
